Heron Funding Partners is an independent commercial vehicle funding partner.

We structure and place finance for:

• Trucks, buses and coaches
• Electric and low-emission commercial vehicles
• Fleet and multi-vehicle acquisitions

Typical asset size: £50k – £500k+
Typical terms: 3–7 years
UK operators only

• Hire Purchase
• Finance Lease
• Operating Lease / Rental (where appropriate)

Every facility is structured around the asset lifecycle, not just the purchase price.

Residual value, utilisation, contract length, and exit strategy are considered before a deal is signed.

Most finance decisions are driven by headline rate.
That’s rarely how good deals are built.

At Heron, we focus on structure first:

• Residual values assessed upfront
• Facilities aligned to usage and mileage
• Clear understanding of vehicle specification and delivery timelines
• Lender assumptions challenged where required

The result is funding that supports the operator – not just the credit model.

Heron Funding Partners operates independently, structuring finance across multiple manufacturers and suppliers.

We work closely with Pelican Engineering, giving us strong insight into vehicle specification, delivery, and secondary market behaviour – whilst remaining  focused on operator economics.

We are selective by design.

We work with operators who value:

• Clarity over complexity
• Structure over speed
• Long-term outcomes over short-term optics